Article of the Month 2009 

A bailout for personal credit card debt is available for American consumers. Corporate bailouts make the news as the government steps in to help. But a lesser known bailout will help average citizens get a new lease on their financial lives.

Find out if you are eligible for equity release by seeking the expert help and guidance of an independent financial adviser. The adviser will tell you if you qualify and recommend the most appropriate scheme to you.

When considering equity release it is vital to ensure you check the redemption penalties attached to any scheme you may be considering as they are many with extremely high charges in some circumstances. Ensure you get you advisers to check carefully through the papers and explain in plain english what the risks are. Some equity release schemes offer none or very low redemption penalties and these may be more beneficial in the long term.